PayOneAfrica – Fast, Secure & Fee-Free Transfers to Africa

Trusted by hotels, tour operators, travel agents, and families abroad looking to support loved ones back home—100% transparency, unbeatable rates, zero hidden fees.

Get super-fast and secure payments from just about anywhere in the world with South Africa's most-loved payment platform - letting you get on with the business of running your business.

Bank-level Security
Instant Payments
Global Reach
Card Payment at Store

In-Store Payments

Card readers & POS

Mobile Payment with Card and Phone

Online Payments

Mobile & web checkout

Contactless NFC Payment with Mobile Phone and POS Terminal

Contactless Payments

NFC, tap-to-pay & mobile wallets

Zero Fees
Always

Why Choose PayOneAfrica

Unmatched value, security, and transparency for all your African transfers

Best Rates Always

We buy African currencies directly from local banks, passing the savings directly to you.

Zero Commission

You send the full amount; your recipient receives every cent.

Secure & Regulated

Fully encrypted platform, registered with FCA/HMRC, and compliant with data protection best practices.

For Hotels & Accommodations

Unlock seamless guest payments and transfers

Offer guests quick, secure, and favorable-rate transfers during booking or for local expenses.

Pan-Africa coverage—Send and receive across multiple African countries with real-time rates.

Integrated payment confirmations and receipts for reconciliation and guest trust.

Pan-Africa Coverage
Real-time Rates
Integrated Receipts
Zero Commission Payments
Fast Local Payouts
Financial Tracking

For Tour Operators & Travel Agents

Empower your clients, streamline your cash flow

Facilitate upfront customer payments in GBP/USD/EUR with zero commission.

Fast payouts to local service providers—guides, lodging, transportation.

Simplified financial tracking via alerts, invoices, and real-time FX management.

For Families & Individuals Abroad

Stay connected through financial support

Send money home with 100% transparency and zero hidden fees.

Support your loved ones with the best exchange rates available.

Quick, secure transfers that arrive when your family needs them most.

Track every transfer with real-time updates and confirmations.

100% Transparency
Best Exchange Rates
Real-time Tracking

Real People, Real Stories

See how PayOneAfrica is making a difference in people's lives

Woman using mobile payment in restaurant
Family Support

"My family in London can support me instantly"

Amara runs a small restaurant in Lagos and relies on support from her family abroad. With PayOneAfrica, she receives transfers in minutes instead of days, with zero fees eating into the amount her family sends.

Instant mobile notifications
Best exchange rates guaranteed
100% transparent pricing
Business Growth

"Zero commission means I keep more of what I earn"

Maria expanded her online business internationally using PayOneAfrica's secure payment processing. The zero commission policy and bank-level security give both her and her customers complete confidence.

PCI DSS compliant security
Multi-currency support
Real-time transaction tracking
Woman making online payment with credit card

Ready to join thousands of satisfied customers?

Start your journey with PayOneAfrica today and experience the difference

Trusted by over 100,000 African businesses

Join thousands of businesses already growing with PayOneAfrica

🏥

Dis-Chem

🛒

Takealot

📡

VUMA

🚚

The Courier Guy

Elevenpast

🛍️

Woolworths

Processing over R2 billion monthly

Accept all major payment methods

Give your customers the flexibility to pay how they want

Visa

Mastercard

Zapper

SnapScan

Mobicred

Instant EFT

In-store card payment

In-Store Payments

Professional POS terminals for retail locations

Mobile payment with card and phone

Online & Mobile

Seamless checkout for e-commerce and mobile apps

Contactless NFC payment

Contactless & NFC

Tap-to-pay and mobile wallet integration

Lightning Fast

Payments processed in under 3 seconds. Your customers won't wait, and neither should you.

Bank-Level Security

PCI DSS compliant with 256-bit SSL encryption. Your data and your customers' data is safe.

What our customers say

Real stories from real people using PayOneAfrica

Amara Okafor
Family & Individual
"PayOneAfrica transformed how I receive payments from international customers. My family in London can now send money instantly, and I get the best rates every time. No more waiting days for transfers!"

Amara Okafor

Restaurant Owner, Lagos

Loved by developers

Everything you need to accept payments

From simple payment buttons to complex integrations, we've got you covered

Custom Integration

Powerful APIs and SDKs for seamless integration

Robust Security

Bank-level security with PCI DSS compliance

Mobile Payments

Accept payments on any device, anywhere

Recurring Billing

Automated subscription and recurring payments

QR Payments

Secure QR code payments for quick transactions

Real-time Analytics

Comprehensive reporting and insights dashboard